Our Location
Totteridge Road Baptist Church is located in Enfield, North London.  It situated within a quarter of a mile inside the M25 in the North East of Enfield and ten minutes from the local train stations "Turkey Street" or "Enfield Lock", which are on the Liverpool Street line. local buses are 279 and 121.

The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Enfield

Sorpen Financial Solutions Ltd

83 Delhi Rd, Enfield EN1 2LY, UK – 07887 500415

Me and my partner were first time buyers and we found Allan. We cannot express how supportive and professional he was, what stood out to us was how he went above and beyond his job title and supported us throughout our purchase of our new home. I would recommend him and the company to anyone. Allan was constantly in contact and would help us with any queries we had about mortgage or anything to do with house, insurances etc. Thank you Allan and Sorpen Financial, you have loyal customers for life, but in Allan hopefully a lifelong friend!

Our mortgage was coming to the end of its 2 year fixed rate and we also needed to borrow some extra money for our ever growing list of house improvements. I sought Allan’s advice as I knew we would need help, as we wanted to borrow a fairly large sum, have a good rate and this was all to be based on 1 salary. Allan was very professional and helpful. He came to visit us to discuss our requirements and the rest of the remortgage was managed via email. Not only did Allan get us the extra borrowing we had requested but he also got us a fantastic rate of 1.28%. Don’t hesitate to call Allan to see if he can get you a better deal. You have nothing to lose by enquiring but a potential small fortune to lose by staying with your existing provider.

Independant financial adviser - investments, pensions, ISA's, life assurance

Hertford Rd, London, Enfield EN3 3PL, UK – 020 8804 8843

MIBEN Financial Consultancy

16A Station Rd, London E4 7BE, UK – 020 8524 9001

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Enfield.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
HSBC

1 The Town, Enfield EN2 6LD, UK – 0345 740 4404

Chaotic 'open plan' branch, but the staff seem helpful and efficient...

Barclays Bank

561-563 Hertford Rd, Enfield EN3 5UQ, UK – 0345 734 5345

Staff are great but two of them not enough. Always long queues and no self service machines. Need to be improved please.

Very helpfull staff.

RBS

30-32 London Rd, Enfield EN2 6DT, UK – 020 8342 0300

one of the worst bank ever, the service is absolutely trebile the staff are clueless and dont know what they are doing they need more training literally asking they manager for everything. then they asked me to go home and get birth certificate which i willing did and i live in Edmonton green and the branch is enfield town . when i brang my birth certificate then lady said we made and mistake and unfortunately we cant open you account. WHAT I WASTE OF TIME RUBBISH BANK STAYAWAY (RBS)

Great!

Banks

Virgin Money

34 The Town, Enfield EN2 6LU, UK – 020 8366 0102

Quiet . Always . Decent service. Its a bank init

Lloyds Bank

1 Silver St, Enfield EN1 3EE, UK – 0345 300 0000

Not the most helpful of staff compared to other banks which I will not name. Substandard service, Staff does not treat clientele with respect on occasions and they certainly do not want to go out of their way to help in any kind of way.

TSB Bank

22-24 Church St, Enfield EN2 6BE, UK – 020 8790 9985

Great staff. Well most of them

Always helpful. A pleasure to bank with.

Building Societies

Nationwide

123b High St, Waltham Cross EN8 7AD, UK – 0800 554 0974

Friendly helpfull and knowledge able

Nationwide

33 Church St, Enfield EN2 6AJ, UK – 0800 554 0220

What a nice branch. Very spacious and the staff are friendly, knowledgeable and professional. Good access for those with mobility concerns.

Good banking good customer service

Brittania

29-31 London Rd, Enfield EN2 6DR, UK – 020 8367 2027

Mortgage Brokers

Discount Mortgages Ltd

525E Hertford Rd, Enfield EN3 5UA, UK – 020 3697 6474

Recommended for mortgages for first time buyers and bad credit mortgages

Thanks Lisa for getting my Buy to Let mortgage submitted so quickly. I got my offer within 7 days and the rate was great. You made the whole process painless. I went to my bank first and they wanted me to wait 2 weeks for just an appointment. I look forward to doing further business with yourselves as looking at increasing my portfolio over the next 12 months.

Honest Finance Limited

Rainbow Business Centre, 10 Lumina Way, Lumina Park, Enfield EN1 1FS, UK – 020 8090 4969

The Team at Honest finance helped secure me a buy to let mortgage at an excellent rate of interest. Being self employed this was no easy task. They were there every step of the way to assist me with the application. They managed to collate all the necessary documents needed in a very short space of time. They even spoke to my accountant at length on numerous occasions to ensure a speedy resolution. This saved time and expense on my part. I also used honest Finance again for a residential mortgage application.Having spent hours researching the internet for mortgage rates and receiving offers from my banks I decided to see if Honest Finance could better the numerous quotations I had already received. They managed to get me a much better rate than i had been quoted and also got me a free valuation and legal fees. Again they helped me every step of the way and ensured I received the best mortgage rate in a short space of time. I would highly recommend Honest Finance to anyone trying to secure a mortgage. All the team are helpful and go over and beyond what you would expect from a standard mortgage broker

Honest Finance has been very helpful and efficient with the process of buying a house for me and my family's dream house. We have been trying to buy for a long time, but have not had any luck. So we tried Honest Finance and finally it has pulled through. Chris Murray, our advisor, was extremely friendly, was very thorough with everything we needed to know, patient with our questions and kept us updated all the time. This made the whole process completely stress free. Definitely one happy family here and would recommend anyone who needs help buying a property.

Elite Mortgage Services Ltd

61A Southbury Rd, Enfield EN1 1PJ, UK – 020 8367 2639

Mortgage Brokers - Key Questions

How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Enfield.

Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.  

How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Enfield that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.

Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.

Mortgages

Prudent Mortgage Solutions

758 Great Cambridge Rd, Enfield EN1 3GN, UK – 020 3295 5555

Chris worked very hard and obtained for me some excellent Buy-To Let Mortgages in the last nine months. He found some really good deals with low interest rates from major companies. He is the best mortgage adviser I have ever used.

He made the whole experience seamless. Having no knowledge about the mortgage system he supported and advised me in a professional and caring manner. I cannot recommend him highly enough!

Unique Estates

578 Hertford Rd, Enfield EN3 5SU, UK – 020 8804 5050

By far the best real estate and management company by far, After dealing with them a few years ago I moved my portfolio of properties to them, perfect service and they call and email me to keep me up to date.

I have dealt with Unique estates for many years now and I am very happy with the service they provide, they have been amazing at managing my rental properties and I have recommended them to friends and family who have loved both their sales and lettings service. The company director is very down to earth and hands on and the staff have been a pleasure to deal with. I recently purchased another property through them and Maria on sales progression kept me up to date the whole way. By far the best agent I have ever dealt with in over 20 years of property dealings

Natwest

97 High St, Waltham Cross EN8 7AH, UK – 0345 788 8444

i think its one of the best natwest iv ever been toooo